savings and credit

Group Contribution.

Join a community of SMEs and corporate employees with cooperative significance pooling money together to rotate the lump contribution as micro-credit for other members.

Explore groups

Grow together, saving together.

Why take loans when you can access micro-credit from peers in a rotating savings without paying back with interests.

Flexible Savings

You save based on a calendar weekly or monthly. You have a grace of seven (7) to thirty (30) to make your contribution.

Collection Bonus

Get rewarded for getting the last collection in a group, a percentage of the amount you collect in the lump is added as a bonus.

0% Interest Credit

You save based on a calendar weekly or monthly. You have a grace of seven (7) to thirty (30) to make your contribution.

here's titi

She urgently needs to raise ₦500,000 for her business.

Titi joins a public group of 4 people who contribute ₦125,000 monthly. She takes the first spot and has access to ₦500,000 early! What’s better? She gets to pay back just ₦125,000 every month at no interest!

Join AjoMoney

Become financially free and included when you build credit through flexible savings such as rotating group savings and thrift contribution with collective investment.

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