Best way to
save money.
You can save money in group with peers and rotate collection or save alone for up to 10% interest or join a thrift contributions that get you ready for raining days.
Checkout thrift
a neo-cooeperative
Build credit 
, when you save and invest.
To provide access to interest-free credit, we digitized the centuries-aged ROSCA (ajo/esusu/adashe) to help build credit by collectively saving money and making early investment.
Get started
Best way to
Invest early
and ahead.
With early access to a rotating savings collection, you can invest your money in valuable assets for up to 15% ROI per annum in a clan. Also, you get to build credit when you invest.
See investment clanInterest free
credit.
Not an instant loan, but why stay broke because you are saving money. Get early collection in a rotating group savings (ajo, esusu or adashe) or get additional credit when withdrawing your thrift savings. We also offer ‘buy now pay later’ credits to members.
See rotating savings
financial inclusion
Built for Everyone
Partners API
Savings and credit as a service API for developers and businesses. Launch your savings and credit platform or solution. Help your users build credit for saving.
Cooperative
Turn your cooperative into a neo-bank, grow when you help your members grow with improved, thrift savings and loan management.
Business
Sell to AjoMoney consumers and your existing customers, offer buy now pay later and also access thrift savings, investment and credit to grow your business.
Mobile Agents
Make money as an agent when you help people sign-up, perform thrift contribution and access credit. Help the unbanked become banked
Partners API
Savings and credit as a service API for developers and businesses. Launch your savings and credit platform or solution. Help your users build credit for saving.
Cooperative
Turn your cooperative into a neo-bank, grow when you help your members grow with improved, thrift savings and loan management.
Business
Sell to AjoMoney consumers and your existing customers, offer buy now pay later and also access thrift savings, investment and credit to grow your business.
Mobile Agents
Make money as an agent when you help people sign-up, perform thrift contribution and access credit. Help the unbanked become banked.
AjoMoney Virtual USD/NGN
Card
Pay Installmentally at over 1000 Stores when you checkout with our virtual cards. Also build credit when you pay your subscriptions with it.
Create a free account
Download 
AjoMoney
Become financially free and included when you build credit through flexible savings such as ajo/esusu savings and thrift contribution with collective investment.